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Benefit Advisory Group, Inc.
4717 University Drive Suite 114
Huntsville, AL  35816
Phone: 256-837-5552
Fax: 256-837-2755
Email: bdutcher@benefitadvisory.com



Benefit Advisory Group, Inc.
4717 University Drive Suite 114
Huntsville, AL 35816
Phone: 256-837-5552
Fax: 256-837-2755
Email: bdutcher@benefitadvisory.com


Securities and investment advisory services offered Voya Financial Advisors, Inc. (member SIPC).

Federal and state insurance and securities rules and regulations prohibit registered representative(s) and/or investment adviser representative(s) from soliciting, offering and selling any insurance or securities products or providing investment advice until they are properly registered and licensed in each state jurisdiction.

Benefit Advisory Group is not a subsidiary of or controlled by Voya Financial Advisors, Inc.

Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered. A Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the states Broker/Dealer, Registered Investment Adviser, or Registered Representative or Investment Adviser Representative requirements, as the case may be; and follow-up, individualized responses to consumers in a particular state by Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the states Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative requirements, or pursuant to an applicable state exemption or exclusion.

For information concerning the license status or disciplinary history of a Broker/Dealer, Registered Investment Adviser, Registered Representative, or Investment Adviser Representative, a consumer should contact his or her stated securities law administrator.


The registered representative(s) and/or investment adviser representative(s) listed on this website are licensed and registered in the following states: Alabama (AL).

Supervisory Office:
Ann  Marie Mikolajczak, Citizens Bank 328 S. Saginaw Street    Flint, MI  48502
810-766-7761  email: mikolajczaka@financialnework.com

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